
Investment Options
Saturna "NO FEE" HSA
Invest in any of Saturna Capital's no-load mutual funds
and never pay any annual, monthly, or transaction
fees on your HSA accounts. Saturna offers 4 equity
and 2 bond mutual funds.
Saturna Brokerage HSA
You may elect to invest your HSA in a Saturna Brokerage HSA Account, allowing you to use your HSA account to invest in a broad array of investment options,
including: non-Saturna mutual funds, stocks, options, etc. A $25 annual fee and brokerage commissions apply to this selection. Your brokerage account comes
standard with Electronic Funds Transfer (EFT) options, allowing you the ability to move money easily and with no charges between your personal bank account,
and your brokerage account. The brokerage account automatically invests excess cash in your choice of three core money market funds, and withdraws it to cover
debits. Your cash automatically continues to earn money market interest every day!
Automatic Transfers
Using ACH (Automated Clearing House, also known as EFT), Saturna HSA customers can automatically withdraw cash from a bank account and deposit it in their
health savings account, and/or withdraw cash from their Saturna account and deposit it in a designated bank account. Transactions can be scheduled any business
day desired-employing a weekly, monthly or quarterly schedule. ACH can be used for both Saturna HSAs and Saturna Brokerage HSAs.
Checkwriting
Checks may be written from of your Saturna Mutual Funds HSA account in the minimum amount of $500. You may also call and request a check in any amount greater
than $25 from either your Saturna HSA or Saturna Brokerage HSA to be sent to you, or a third party.

