Investment Options

Saturna "NO FEE" HSA

Invest in any of Saturna Capital's no-load mutual funds and never pay any annual, monthly, or transaction fees on your HSA accounts. Saturna offers five equity, one balanced, and three bond mutual funds.

Saturna Brokerage HSA

You may elect to invest your HSA via Saturna Brokerage, allowing you to invest in a broad array of investment options, including: non-Saturna mutual funds, stocks, options and money funds. The permitted investments are the same as those in Saturna IRAs. Trades using self-directed brokerage HSAs are subject to the Saturna Brokerage Services commission schedule.

Your brokerage account comes standard with Electronic Funds Transfer (EFT) options, allowing you the ability to move money easily, without charge, between your personal bank account and your brokerage account. The brokerage account can either hold cash or automatically invest excess cash in your choice of three core money market funds, and withdraw it to cover debits. (Note: money market funds are interest bearing.)

Automatic Transfers

Using ACH (Automated Clearing House, also known as EFT), Saturna HSA customers can make automatic contributions from their bank accounts to their health savings accounts, and/or make withdrawals from their Saturna accounts to deposit in their designated bank accounts. Transactions can be scheduled any business day desired — employing a weekly, monthly, or quarterly schedule. ACH can be used for both Saturna HSAs and Saturna Brokerage HSAs.